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Pros and Cons of Filing for Bankruptcy

You probably know that filing for bankruptcy is a great way to eliminate large amounts of debt and start over financially. People of all ages, income levels, and backgrounds file for bankruptcy, so don't feel like you are alone in this troubling time. Before you make the final decision to file, here is a brief explanation of both the benefits and drawbacks of bankruptcy.

There are a few disadvantages to filing for bankruptcy. You may not be able to eliminate all of your debt, including student loans, alimony & child support, and your most recent back taxes. You will also have a "stain" on your credit history for ten years.

Despite those factors, countless people still choose to declare bankruptcy for their many advantages. The obvious one is that most of your debt will be discharged, meaning you are no longer responsible for paying them off if you choose Chapter 7 Bankruptcy. In addition, there are no tax consequences as a result of your debts being discharged. If you choose Chapter 13 Bankruptcy, your debts will be combined into a single monthly payment as approved by the bankruptcy court.

Once you file, creditors will no longer be allowed to contact you, making life that much easier. No matter your circumstances, contact my office in Long Island, New York today to schedule a free consultation so you can take the first step towards financial stability.

More than 25
Years of Experience

I have many years of experience representing clients through their bankruptcy, real estate, and litigation matters give you and your case a fair advantage.

Directly Available
For You

My office in Hauppauge, New York is conveniently located for anyone throughout Long Island just off of Interstate 495 on Joshuas Path. Reach out today to schedule a free case evaluation.

Making the
Process Easier

Bankruptcy and real estate matters can be very overwhelming and even emotional for everyone involved. Let me do the heavy lifting and guide you in the right direction.

Determined Litigation Representation

Purchasing a new home is a difficult decision because you want to make the correct one. The legal documents that you sign may have legal repercussions that can have a lasting effect on your future. People throughout Long Island and New York City have come to me to guide them through the complex processes to protect their rights and lead them in the right direction.

I offer real estate assistance for purchasing, selling, closing, foreclosure defense, commercial real estate negotiations and drafts, and more. If you want to cover all your bases before signing on the dotted line, call today and let me know how I can help you.

Running a business has many moving parts, most of which involve legal disputes or other matters. I have several decades of experience working as a commercial litigation attorney whose legal guidance can lead your business in an upward and outward direction. I can help you with a variety of matters, including breach of contract; title, lease, business, & security disputes; breach of fiduciary duty; fraudulent transfers; and purchase agreements.

Contact my office in Hauppauge, New York for an attorney that will do everything he can to guide you on the right path. I have served clients from all over the surrounding areas, from New York City and throughout Long Island.